A small client base
Michael keeps his practice deliberately small so every client gets his personal attention. Capacity is limited, so a waiting period may apply.
Michael Rodrigues CFP® MFP CFS ACS SSA
Financial advice that stays personal.
For forty years Michael has personally looked after a deliberately small group of clients. Whether you're planning retirement, running an SMSF or protecting your family, it starts with a conversation.
- 4.98
10 client reviews - 40 yrsAdvising since 1986
- PlatinumAdviser Ratings
Since 1986Clients for 20 and 30 years
A premium service, kept deliberately small.
Michael's practice is selective by design. Fewer clients means he can personally manage your investments and be there whenever you need him.
Personally managed
Michael personally manages and monitors your investments, backed by a dedicated research team for strategy, portfolio construction and compliance.
Reviewed as often as you wish
Not once a year. Your situation is reviewed whenever you like or circumstances change, by a quick call, a Zoom meeting or a detailed analysis. You set the frequency.
Advice across your whole financial life.
One adviser who sees the full picture, from protecting your income today to passing on what you've built.
Protect
The right cover, and an advocate in your corner at claim time.
- Life and TPD insurance
- Trauma insurance
- Income protection
- Business protection
Invest
Growing your wealth with a clear strategy and an eye on tax.
- Share market investments
- Managed investments
- Tax-effective investments
- Deposit products and margin lending
Retire
Turning super and savings into income you can rely on.
- Superannuation
- Self managed super funds
- Retirement planning
- Aged care
Pass on
Making sure what you've built goes where you intend.
- Estate planning
- Wills and estates
- Super death benefits
- Working with your solicitor
From first conversation to ongoing care.
Every engagement follows the same clear path, so you always know where things stand.
Get in touch
Call, email or send an enquiry below. Many clients come through friends and family Michael already advises, and he's happy to hear from anyone, whether you need full advice or simply a second opinion.
A first meeting on Zoom
Ask questions, get general guidance and explore your options. This first conversation is a chance to see if Michael is right for you, and isn't personal advice.
Your Statement of Advice
Michael gets to know your goals, family and finances in detail, then sets out his recommendations in a detailed Statement of Advice, with fees agreed before any work begins.
Putting it in place
Michael handles the implementation and works alongside your accountant and solicitor so everything fits together.
The Premium Service
Ongoing, personal management of your investments, with reviews as often as you wish. You can cancel at any time.
Client reviews
“Michael is second to none.”
4.98
★★★★★
Average from 10 independent client reviews on Adviser Ratings, where Michael holds Platinum status.
Read every review in full on Adviser Ratings★★★★★July 2025
He is an absolute go-to for estate planning.
Guided the family through estate planning step by step, took time to understand their dynamics, and explained the legal and financial detail plainly.
Glenn46–55, Bondi Beach NSW
★★★★★July 2025
He really makes an effort to be transparent.
A client for about 20 years. Michael supported her through a major change in her finances and always explains the reasoning behind his advice.
Dorothy65+, Ascot Vale VIC
★★★★★July 2025
He has been a key part of my financial journey.
Advised for more than 20 years, wherever in the world he happened to be. He values Michael's clear explanations, integrity and genuine care.
Bryan65+, Woolloomooloo NSW
★★★★★July 2025
You have been a blessing and a ray of hope.
Introduced by a friend, she now feels secure about the years ahead with her husband. Her two children have since become clients as well.
Rosa56–65, Endeavour Hills VIC
★★★★★July 2025
I have complete confidence in referring clients to Michael.
An accountant who has referred several clients over six years. He values how Michael's advice fits with the tax strategies he puts in place.
Ramzy35–45, Currambine WA
★★★★★July 2025
He advocated on my behalf.
A client since 1995. Praises Michael's depth on income protection, life and critical illness cover, his clear estate process and hands-on help with claims.
Norman56–65, Bayview NSW
★★★★★July 2025
Fully trustworthy, very knowledgeable and extremely thorough.
A client for around 18 years. Michael calls often with updates and they meet face to face. Friends he referred are just as happy.
Anthony65+, The Entrance NSW
★★★★★July 2025
Explains complex strategies in clear, simple terms.
Finds Michael a careful listener who keeps in touch with regular updates and in-person meetings, and is happy to recommend him.
Mahesh56–65, The Ponds NSW
★★★★★July 2025
Always there when you call.
Says Michael is available every time they call and returns calls promptly when he's in a meeting, with clear communication and broad knowledge built over many years.
A long-time client65+, Wentworth Point NSW
★★★★☆June 2016
Complex financial strategies in plain English.
Michael listens to uncover the outcomes you're really after, and you leave each meeting with a clear understanding of the advice.
Ignatius46–55, Mount Kuring-Gai NSW
Short excerpts and summaries of reviews published on Adviser Ratings. Reviews may not be representative of every client's experience.
Replace Your Income, with Michael.
Short, regular videos where Michael talks through the Australian share market and his private label portfolio. Watch the latest below or on his YouTube channel.
Recent episodes6 videos
Videos are general information only and don't constitute personal advice. They don't take your objectives, financial situation or needs into account. Past performance is not a reliable indicator of future performance.
Fees, set out plainly.
I offer a premium service for serious clients who value expertise, efficiency and are ready to invest in their financial success.
Fees depend on the nature, scope and complexity of the advice, and are always agreed with you in writing before any work begins.
- Initial consultationFirst meeting by Zoom
Discussed when you get in touch. For people referred by an existing client, the initial consultation is at Michael's expense.
- Personal financial adviceFrom $10,000
The final cost depends on the scope of work. Includes a detailed Statement of Advice.
- Ongoing Premium Service2% of funds under management
Michael personally manages and monitors your investments, with reviews as often as you wish. You may cancel at any time, though once cancelled the service can't be rejoined.
- Insurance commissionsDisclosed in full
Where permitted by law, insurers may pay commissions that are included in your premiums. Rates are set out in the FSG.
- Referral feesNone paid
Michael does not pay referral fees.
Fees exclude GST. Full details are in the Financial Services Guide.
Qualified, and still learning.
Michael has kept adding to his qualifications throughout his career, including specialist accreditations in SMSFs and aged care, two areas where small mistakes are costly.
- 2024Certified Financial Planner (CFP®)Financial Advice Association Australia
- 2024Certified Financial Strategist (CFS®)Association of Independently Owned Financial Professionals
- 2023Master of Financial PlanningKaplan Professional
- 2023Graduate Diploma of Financial PlanningKaplan Professional
- 2023Accredited Aged Care ProfessionalAged Care Steps
- 2016Advanced Diploma of Financial PlanningInternational Institute of Technology
- 2015SMSF Specialist Advisor (SSA®)SMSF Association
- 2014Professional Certificate in Self Managed Superannuation FundsUniversity of Adelaide
About Michael
Michael gave his first piece of financial advice in 1986. Forty years on, clients he first advised two and three decades ago are still with him, and some have introduced their children.
He keeps his practice deliberately selective so he can offer one thing: a first-class, personal service. Clients consistently describe the same qualities. He answers the phone, he explains complex strategies in plain English, and he gets involved when it matters, whether that's structuring an estate or advocating with an insurer on a claim.
One adviser, personally looking after your affairs, for as long as you need him.
Michael works closely with his clients' accountants and solicitors, and advises people across Australia and overseas. He is an SMSF Specialist Advisor and Accredited Aged Care Professional, and provides advice through Secure Client Solutions as an authorised representative of Springboard Wealth.
Start with a conversation.
Tell Michael a little about your situation and he'll be in touch to arrange a first meeting on Zoom. Existing clients can reach him directly.
- Phone0410 523 600
- Emailmichael@michael-rodrigues.com
- MeetingsFirst meetings by Zoom
- Office20 Kambah Place
West Pennant Hills NSW 2125